• Low interest rate
• 25 day grace period on purchases
• 1% balance transfer rebate for balances transferred from other credit card or charge accounts

VISA® Advantage Benefits Program
Includes such benefits as travel discounts and/or dividends on car rentals, air fares, and hotels, discount pharmacy services, eyewear discounts, and much more.

Verified by VISA®
Through this program the cardholder uses a password when making purchases over the Internet with participating merchants, thus reducing the possibility of fraud.

EZCardInfo
Credit Union VISA cardholders, at their convenience, by way of the Internet, have complete access to their VISA account. Some of the features include: Account summary, full statement including transactions, 6 month statement history, bill payment option, transaction tracking, plus much more.

PIN Number Change
If you wish to change the PIN number on your VISA® credit card call 866-297-3408 and follow the instructions on the easy to use menu. You will need your VISA Credit card number and your current PIN number to make the change.

American Consumer Credit Counseling 1-800-769-3571

VISA® Debit / Combo Card
For members having a Checking account, a VISA® Debit card is available. Using this card enables the member to make purchases, the amounts of which are deducted directly from the members’ checking account balance. In addition, this card may be used at any Automatic Teller Machine (ATM) to withdraw funds from either Savings or Checking account.

ATM CARD
For members having only a savings account this card can be used at any ATM to withdraw funds.

VISA® Gift Cards
The easy, safe and secure way to give money. You can get a gift card at either office for $3.50. No credit application needed just apply funds directly to the card and the card holders can use it anywhere Visa is accepted!