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*Please note that all rates are subject to change without notice Effective 9/30/2007 | Share Savings | APY* | | $100.00 to $24,999.99 | .55% APY* | | $25,000.00 to $49,999.99 | .55% APY* | | $50,000.00 to $999,999.99 | 1.00% APY* |
*APY = Annual Percntage Yield Dividends will be compounded Quarterly and will be credited Quarterly. If you close your account before dividends are credited, you will not receive dividends for the period in which you closed your account. Member Certificates APY* | 6 Month Certificate | 2.11% APY* | $500.00 | | 12 Month Certificate | 1.99% APY* | $500.00 | | 18 Month Certificate | 2.18% APY* | $500.00 | | 24 Month Certificate | 2.36% APY* | $500.00 | | 36 Month Certificate | 2.69% APY* | $500.00 | | 48 Month Certificate | 2.98% APY* | $500.00 |
*APY = Annual Percentage Rate Early withdrawal penalities are as follows: Maturity up to 12 months Loss of 1 months dividends Maturity over 12 months Loss of 3 months dividends *Please note that fees may reduce earnings on the certificate accounts. | Money Market Savings | APY* | | | $2,500 to $9,999.99 | 1.51% APY* | | $10,000.00 to $24,999.99 | 1.71% APY* | $25,000.00 to $49,999.99 | 2.00% APY* | | $50,000.00 to $250,000.00 | 2.50%APY* |
*APY = Annual Percentage Yield Dividends will be compunded quarterly and will be credited quarterly. If you close your account before dividends are credited, you will not receive dividend for the period which you close your account. A maximum of 3 withdrawals are permitted per month. A fee of $5.00 per withdrawal will be charged monthly for any withdrawl exceeding the maximum allowed. | Chirstmas Club | APY* | | $100.00 to 24999.99 | .55% APY* | | $25,000.00 to 9,999,999.99 | .95% APY |
*APY = Annual Percentage Yield This is a club account that runs annually from November 1 through October 31. There are no restriction to how much or how often you deposit. Checks for the total account balance will be automatically drawn (check) and mailed to you in the beginning of November. There is a penalty of $15 for early withdrawals. Also, at that time no future deposits can be made until the following November 1st. | IRA Shares | APY* | | $.01 to 99,999,999.99 | 3.03% APY |
*APY = Annual Percentage Yield Dividends will be compounded Quarterly and will be credited Quarterly. If you close your account before dividends are credited, you will not receive dividends for teh perios which you closed your account.
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