New Auto Rates (2009-2010)
*Also includes RVs, Motorcycles, Snowmobiles, Jet Skis & Boats
| Term |
A+ |
A |
B |
C |
D |
E |
| |
730+ |
680-729 |
640-679 |
600-639 |
565-599 |
564 & lower |
| 2 years |
5.00% |
5.25% |
5.50% |
5.75% |
11.00% |
15.00% |
| 3 years |
5.25% |
5.50% |
5.75% |
6.00% |
11.75% |
16.00% |
| 4 years |
6.00% |
6.25% |
6.50% |
6.75% |
12.75% |
17.00% |
| 5 years |
6.50% |
6.75% |
7.25% |
8.25% |
13.75% |
17.75% |
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Used Auto Rates (2001-2008)
*Also includes RVs, Motorcycles, Snowmobiles, Jet Skis & Boats
| Term |
A+ |
A |
B |
C |
D |
E |
| |
730+ |
680-729 |
640-679 |
600-639 |
565-599 |
564 & lower |
| 2 years |
6.00% |
6.50% |
7.00% |
8.00% |
11.75% |
16.00% |
| 3 years |
6.25% |
6.75% |
7.25% |
8.25% |
12.75% |
17.00% |
| 4 years |
6.50% |
7.00% |
7.50% |
8.50% |
13.75% |
17.75% |
| 5 years |
6.75% |
7.25% |
7.75% |
8.75% |
14.75% |
18.00% |
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Preferred Line of Credit (A, B and C credit only)
| Credit Score |
Amount |
2 Years |
3 Years |
4 Years |
5 Years |
| A 680 & above |
up to $10,000 |
8.00% |
8.50% |
9.00% |
9.50% |
| B 640 - 679 |
up to $7,500 |
8.50% |
9.00% |
9.50% |
10.00% |
| C 600 - 639 |
up to $5,000 |
9.00% |
9.50% |
10.00% |
10.50% |
Signature Loan Rates
| Term |
A+ |
A |
B |
C |
D |
E |
| Credit Score |
730+ |
680-729 |
640-679 |
600-639 |
565-599 |
564 & lower |
| up to $ amount |
$10,000 |
$10,000 |
$7,500 |
$5,000 |
$2,500 |
$1,500 |
| 1 year |
7.00% |
7.25% |
7.50% |
7.75% |
12.00% |
18.00% |
| 2 years |
7.25% |
7.50% |
7.75% |
8.00% |
12.25% |
18.00% |
| 3 years |
7.50% |
7.75% |
8.00% |
8.50% |
12.75% |
18.00% |
| 4 years |
8.00% |
8.25% |
8.50% |
9.00% |
13.25% |
n/a |
| 5 years |
8.25% |
8.50% |
9.00% |
9.50% |
n/a |
n/a |
No loans will be granted if your
credit score falls below 550
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