New Auto Rates (2005-2010)
*Also includes RVs, Motorcycles, Snowmobiles, Jet Skis & Boats
| Term |
A+ |
A |
B |
C |
D |
E |
| |
730+ |
680-729 |
640-679 |
600-639 |
565-599 |
564 & lower |
| 2 years |
5.25%* |
5.50%* |
5.75%* |
6.00%* |
11.00%* |
15.00%* |
| 3 years |
5.50%* |
5.75%* |
6.00%* |
6.25%* |
11.75%* |
16.00%* |
| 4 years |
5.75%* |
6.00%* |
6.25%* |
6.50%* |
12.75%* |
17.00%* |
| 5 years |
5.99%* |
6.25%* |
6.50%* |
6.75%* |
13.75%* |
17.75%* |
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Used Auto Rates (2000-2004)
*Also includes RVs, Motorcycles, Snowmobiles, Jet Skis & Boats
| Term |
A+ |
A |
B |
C |
D |
E |
| |
730+ |
680-729 |
640-679 |
600-639 |
565-599 |
564 & lower |
| 2 years |
5.75%* |
6.00%* |
6.25%* |
6.50%* |
11.75%* |
16.00%* |
| 3 years |
6.00%* |
6.25%* |
6.50%* |
6.75%* |
12.75%* |
17.00%* |
| 4 years |
6.25%* |
6.50%* |
6.75%* |
7.00%* |
13.75%* |
17.75%* |
| 5 years |
6.50%* |
6.75%* |
7.00%* |
7.25%* |
14.75%* |
18.00%* |
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Preferred Line of Credit (A+, A, B and C credit only)
| Credit Score |
Amount |
2 Years |
3 Years |
4 Years |
5 Years |
| A+ 730 & above |
up to $10,000 |
7.00%* |
7.50%* |
8.00%* |
8.50%* |
| A 680 - 729 |
up to $10,000 |
8.00%* |
8.50%* |
9.00%* |
9.50%* |
| B 640 - 679 |
up to $7,500 |
8.50%* |
9.00%* |
9.50%* |
10.00%* |
C 600 - 639 |
up to $5,000 |
9.00%* |
9.50%* |
10.00%* |
10.50%* |
Signature Loan Rates
| Term |
A+ |
A |
B |
C |
D |
E |
| Credit Score |
730+ |
680-729 |
640-679 |
600-639 |
565-599 |
564 & lower |
| up to $ amount |
$10,000 |
$10,000 |
$7,500 |
$5,000 |
$2,500 |
$1,500 |
| 1 year |
7.00%* |
7.25%* |
7.50%* |
7.75%* |
12.00%* |
18.00%* |
| 2 years |
7.25%* |
7.50%* |
7.75%* |
8.00%* |
12.25%* |
18.00%* |
| 3 years |
7.50%* |
7.75%* |
8.00%* |
8.50%* |
12.75%* |
18.00%* |
| 4 years |
8.00%* |
8.25%* |
8.50%* |
9.00%* |
13.25%* |
n/a |
| 5 years |
8.25%* |
8.50%* |
9.00%* |
9.50%* |
n/a |
n/a |
* Annual Percentage Rate - Effective April 1st 2010
No loans will be granted if your
credit score falls below 550
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