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New and Used Auto
up to 7 years
| CREDIT SCORE | 2 YEARS | 3 YEARS | 4 YEARS | 5 YEARS | 6 YEARS | 7 YEARS | | A 680 & up | 5.49% | 5.49% | 5.49% | 5.49% | 5.49% | 5.49% | | B 661 - 679 | 5.99% | 5.99% | 5.99% | 5.99% | 5.99% | 5.99% | | C 640 - 660 | 6.99% | 6.99% | 9.99% | 6.99% | 6.99% | 6.99% | | D 600-639 | 10.74% | 10.24% | 10.74% | 10.99% | 11.49% | 11.99% | E 550-599 | 11.74% | 11.74% | 12.24% | 12.49% | 12.99% |
Used Auto
8 years and older CREDIT SCORE | 2 YEARS | 3 YEARS | 4 YEARS | 5 YEARS | A 680 & above | 5.99% | 5.99% | 5.99% | 5.99% | B 661 - 679 | 6.49% | 6.49% | 6.49% | 6.99% | C 640 - 660 | 9.24% | 9.24% | 9.74% | 9.99% | D 550 - 599 | 10.74% | 10.74% | 11.24% | 11.49% |
Preferred LIne of Credit A, B, & C credit only CREDIT SCORE | 2 YEARS | 3 YEARS | 4 YEARS | 5 YEARS | A 680 & above up to $10,000 | 8.00% | 8.50% | 9.00% | 9.50% | B 661 - 679 up to $7,500 | 8.50% | 9.00% | 9.50% | 10.00% | C 640 - 660 up to $5000 | 9.00% | 9.50% | 10.00% | 10.50% |
Signature
| Amount | CREDIT SCORE | 2 YEARS | 3 YEARS | 4 YEARS | 5 YEARS | | $10,000.00 | A 680 and above | 7.50% | 8.00% | 8.50% | 9.00% | | $7500.00 | B 640 - 679 | 8.00% | 8.50% | 9.00% | 9.50% | | $5000.00 | C 600 - 639 | 12.25% | 12.75% | 13.25% | | | $2500.00 | D 550 - 599 | 13.75% | 14.25% | | |
Homeowner
Max $50,000.00
| | UP TO 5 YEARS | 6 TO 10 YEARS | | A 680 ABOVE 90% Equity | 6.25% | 7.00% | | B 640-679 90% Equity | 7.25% | 8.25% | | C 600-639 80% Equity | 11.00% | 12.00% | | D 550-599 80% Equity | 12.50% | 13.50% |
Home Equity Line of Credit
5 YEARS 7.75% 10 YEARS 8.25% 15 YEARS 8.50% |
No loans will be granted if your credit score
falls below 550
 Click here for Loan Calculator - see what your monthly payments would be.
 Click here for a BFD Federal Credit Union Loan Application(Print application, fill in all pertinent information, sign, and Fax, Mail, or drop off at Credit Union office)
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* These figures reflect the dividend rates declared by the Board of Directors for the Quarter ending September ,2005. After an account is opened rates may change as declared quarterly by the Board of Directors. Dividends will be based on the average daily balance for the quarter on share accounts having a minimum balance of $100. 
New Statutory Lien Regulation If you are in default on a financial obligation to us, federal law gives us the right to apply the balance of shares and dividends in your account(s) at the time of default to satisfy that obligation. Once you are in default, we may exercise this right without further notice to you.
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