The mission of the Buffalo Fire Department Federal Credit Union is to provide value to our members. Value goes beyond great rates—it extends to the way we pay attention to our members, the quality of our work, and our efforts to make sure you get the best product to fit your needs. We’re different from banks because as a member, you’re also an owner. Credit unions are not for profit institutions organized to provide financial services to their members. Credit union profits go back to their members as dividends, better rates and lower service fees.